ITS HERE! CHECK IMAGING:
You will receive copies of your deposit slips and all checks that have cleared the bank. They will be in numeric order for easy balancing and storage. We will supply you with a FREE Murray State Bank three-ring notebook, which will store several years of bank statements in one location.
 

Regular Checking Account:

  • $100.00 minimum balance to open.
  • $500.00 minimum balance to avoid imposition of fees and service charges.
Fees: A service charge fee of $2.00, and a per debit (withdrawal, check paid, or electronic transfer) fee of $.20 will be imposed every statement cycle if the balance falls below $500.00 on any day of the cycle.
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Student Checking Account:
  • $25.00 minimum balance to open for students under the age of 18.
  • No minimum balance for full time students
Fees: No service charges or per debit fees for full time students if we are notified and consent.

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Senior Citizen Account:
  • $100.00 minimum balance to open.
  • No minimum balance for those ages 62 and over.
Fees: No service charges or per debit fees for those age 62 and over if we are notified and consent.

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NOW Account:
  • $1000.00 minimum balance to open.
  • $1000.00 minimum balance to avoid imposition of fees and service charges.
  • Interest will be compounded and credited to the account every statement cycle.
  • Interest rate and annual percentage yield may change at any time.  |  View Rates
  • We use the daily balance method to calculate the interest on the NOW account.
Fees: A service charge fee of $5.00, and a per debit (withdrawal, check paid, or electronic transfer) fee of $.20 will be imposed every statement cycle if the balance falls below $1000.00 on any day of the cycle.

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SUPER NOW Account:
  • $2500.00 minimum balance to open.
  • $2500.00 minimum balance to avoid imposition of fees and service charges.
  • Interest will be compounded and credited to the account every statement cycle.
  • Interest rate and annual percentage yield may change at any time.  |  View Rates
We use the daily balance method to calculate the interest on the SUPER NOW account.

Fees: A service charge fee of $5.00, and a per debit (withdrawal or check paid or electronic transfer) fee of $.20 will be imposed every statement cycle if the balance falls below $2500.00 on any day of the cycle.

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HI FI Account:
  • $2500.00 minimum balance to open.
  • $2500.00 minimum balance to avoid imposition of fees and service charges.
  • During any calendar month or statement cycle of at least four weeks, you may not make more than 6 withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction.  Withdrawals or Transfers made in person are unlimited.  No more than 6 transfers may be made by check, draft, debit card or similar order to a third party.
  • Interest will be compounded and credited to the account every statement cycle.
  • Interest rate and annual percentage yield may change at any time.  |  View Rates
  • We use the daily balance method to calculate the interest on the HI FI account.
Fees: A per debit fee of $3.00 will be charged for each check or draft transaction in excess of six during a statement cycle. A service charge of $5.00 will be imposed every statement cycle if the balance in the account falls below $2500.00 on any day of the cycle.

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Stop Payments

Any stop payment order placed by you with us must specify the exact amount of the check, account number, payee, date, and sequence number of the item. We must receive it in time to give us a reasonable opportunity to act on it before our cutoff time. A stop payment order is effective for six (6) months, but it lapses after fourteen (14) calendar days if the original order was oral and was not confirmed in writing within that period. A stop payment order may be renewed for additional six-month periods by written request given to the Bank within a period during which the stop payment order is effective. Fee for a stop payment is $20.00.

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Order Checks

For a fast and easy way to reorder your checks: www.deluxe.com

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