Agricultural

Murray State Bank provides all types of agricultural loans. The terms of the loans will be structured to fit your operation. Rates and terms are competitive. Come by and let our loan officers visit with you about:

  • Lines of Credit
  • Equipment
  • Livestock
  • Capital Improvements
  • Real Estate
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Commercial

Our business loans offer flexible terms and competitive rates. Talk with one of our loan officers about a loan to suit the unique needs of your business for:

  • Real Estate
  • Capital Improvement
  • Operating
  • Inventory
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Construction

A Construction loan is a loan available on a “draw” basis for the purpose of constructing a structure, such as a home. In most cases, disbursements are done through Murray State Bank on a demand basis.

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Consumer

We offer competitive rates, easy applications and prompt decisions, which make us the hometown bank you are looking for. We have flexible financing for almost every situation. At Murray State Bank, we offer numerous types of personal loans including:

  • New & Used Autos
  • Home Improvement
  • Debt Consolidation
  • Mobile Homes
  • And many more!  

Whatever your personal lending needs may be, let one of our loan officers assist you in meeting those needs.

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Home Equity

The Murray State Bank Home Equity Loan is a personal revolving line of credit secured by the equity established in your home. Your Line of Credit may qualify you for a credit line up to 80% of your home’s appraised market value less the amount of your outstanding first mortgage. It may be the solution you have been looking for. Convenient and immediate funds whenever you need them!

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Real Estate

Now Offering and Servicing Long Term Real Estate Loans

Murray State Bank can assist you with all Real Estate Loans including:

  • Residential purchases
  • Construction
  • Refinancing
  • Home Improvements
  • Farm
  • Business
  • Land Development

Stop in and pick up an application. Get started today!

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